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In this issue

Welcome

Delay not cancellation

Energy efficient cars

Pre-Budget changes take effect

Does your business need a loan?

Proposed dividends - the new rules

AIMing high

Taper relief: the (il)logical song

Out of space?

Student loans: changes afoot

Disclaimer

Tax planning supplement

Introduction

Income tax saving ideas for all the family

Deadlines looming for employers

NI issues

Using tax efficient investments

Pensions - plan ahead - don’t take a chance on your future!

Capital gains tax - could you benefit from planning ahead?

Benefits for employees

Electronic filing and payment

Employers’ action points

Charity watch - please give generously!

Family companies